Our Financing Options Help You Get What You Want.


You don’t have to let a small budget keep you from getting what you really want or need. That’s why Cullman Heating & Air offers special financing options from Synchrony Financial.

Synchrony Financial (formerly GE Capital Retail Finance) is a leader in consumer financial services with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States.

Synchrony Financial can provide you with promotional financing for major purchases, offering you a budget-friendly way to help you get what you really want or need. Expand your purchasing power and convenience with:

  • A simple application process, and fast credit decisions
  • Unsecured, generous, revolving credit lines1
  • Open credit line for future purchases
  • Convenient monthly payment options
  • Competitive interest rates
  • No prepayment penalties

And unlike Visa MasterCard and other bank cards, Synchrony Financial provides multiple promotional financing options including:

  • Deferred interest
  • No interest with equal monthly payments
  • Or fixed payment with interest plans offering APRs and interest rates much lower than most bank card rates.

We also offer financing through FTL. Click the logo below to learn more!

With FTL Finance, you can break down the cost of your HVAC costs into affordable monthly payments. Handle your expenses the smart way while getting top-notch customer service from start to finish.

FTL Provides:

  • Simple, online application
  • Approvals based on more than just your credit score
  • No prepayment penalties
  • Online account management and payment options